Bob Lindsay Agency Blog

Confused by Florida no fault auto insurance? You are not alone!

1/27/2012 6:51:23 AM
Motorists who relocate to Florida from other states are required to purchase Florida no fault auto insurance. No fault auto insurance (also called personal injury protection) is active in twelve states including Florida, and if you come from a state where standard auto insurance is active, you may be uncertain what no fault insurance means for you.

Someone who is injured in a car accident in a no fault insurance state can be reimbursed for income lost and the cost of medical treatment without the need to determine who was at fault for the accident. Each policyholder’s own insurance company pays for losses resulting from a car accident. You use your own personal injury protection, unless your injuries are severe and your costs meet certain thresholds.

Florida no fault auto insurance driving safe.jpg

No fault insurance has been designed to eliminate the lengthy and expensive litigation process involved with traditional auto insurance. Taxpayers do not have to bear the cost of lawsuits for most auto accidents, accident victims are compensated more quickly, and auto insurance premiums can be kept as low as possible.

Florida no fault auto insurance often confuses people who come from out of state. Our local insurance agency is experienced in Florida’s requirements for auto insurance and vehicle registration. So if you have recently moved to the sunshine state, you might want to consult us to help you find the best value auto insurance!


*

Back to Article List...

Share/Bookmark